Highest Current Jersey City, NJ Bank Account Rates
It’s common for local financial institutions like credit unions and community banks to provide deposit accounts interest rates that are much higher than offers from national and chain banks. However, just because a bank or credit union is small doesn’t mean its rates are truly competitive.
Now that it’s the end of the month, let’s take a look at where the best bank account interest rates can be found in Jersey City, NJ. Jersey City Banking Rates has put together a list of the best bank account rates in Jersey City (within a 50-mile radius) for savings and CD accounts:
Top Savings Interest Rates in Jersey City
- Triboro Postal Credit Union: 2.27%
- Merck Employees Federal Credit Union: 1.64%
- Van Cortlandt Cooperative Credit Union: 1.51%
Best Jersey City 6-Month CD Rates
- Montauk Credit Union: 2.75%
- Academic Credit Union: 2.1%
- Self Reliance (Nj) Credit Union: 1.76%
Highest Jersey City 12-Month CD Interest Rates
- Montauk Credit Union: 3.25%
- Academic Credit Union: 2.2%
- Self Reliance (Nj) Credit Union: 2.17%
Best 24-Month CD Rates in Jersey City
- Self Reliance (Nj) Credit Union: 2.53%
- Golden First Bank: 2.53%
- Atlas Bank: 2.53%
Please note that these rates are accurate as of the publish date but are subject to change at any time. There may also be additional terms like balance requirements or fees that must be met in order to earn the above rates.

