Jersey City Banking Rates » CD Rates

Jersey City CD Rates

By using common sense and Jersey City Bank Rates to help find the highest CD rates Jersey City has to offer you can protect your cash and monetary reserves with prudent financial planning. Even if you don’t work at the Exchange Place Financial District (AKA Wall Street West) you know that key to financial security is spending less than you earn and investing the rest into high yield accounts.

You endeavor to earn your money and by planning a good savings tactic with Jersey City Bank Rates you can make it work harder for you. The best money market rates Jersey City has to offer can be yours.

Current Jersey City CD Rates News

Best Jersey City CD Account Rates

Featured Rate		Bank / Credit Union	Account Type
1.90% As of July 23, 2010	View Rate Details	Discover Bank	CD Account
Highest Rates Recent Rate Changes
Best Rates (APY)		Bank / Credit Union	Account Type
2.69% As of July 26, 2010	View Rate Details	Suma Yonkers Credit Union	CD Account
2.20% As of March 20, 2010	View Rate Details	Mizuho Trust & Banking Co. USA	CD Account
2.15% As of July 23, 2010	View Rate Details	Montauk Credit Union	CD Account
2.10% As of July 26, 2010	View Rate Details	Lomto Credit Union	CD Account
2.10% As of July 7, 2010	View Rate Details	Alma Bank	CD Account
1.92% As of April 23, 2010	View Rate Details	Golden First Bank	CD Account

Bank / Account Type		Rate Change	Date
	Neighborhood Trust Credit Union - 12 Month CD Account	1.42% to 1.50%	May 13, 2010
	Neighborhood Trust Credit Union - 6 Month CD Account	0.42% to 1.00%	May 13, 2010

See All CD Account Rates

Best CD Rates, IRAs and Investments in Jersey City

Jersey City Banking Rates want to help you earn money, save money and put yourself in the best position for your own financial situation. If you have a savings account that you do not need for the rest of this year, it may be a good idea to invest into a 6-12 month CD and take advantage of the higher interest rates. You can earn up to 1% or more in a CD versus a savings account with a $5000 CD over 10 years; that can be over $500-$1000 more in interest payments with the higher CD rate.

Many local Jersey City credit unions offer competitive CD rates, money market accounts and IRAs, as do the larger national banks. If you want to get the highest interest rates, be sure to thoroughly research banks with the best offers before you make your decision. Jersey City Banking Rates has relationships with many banks to maximize the potential of finding the best rates.

CD Rates When Interest Rates are Falling in Jersey City, NJ

A clear advantage of investing in CD‘s is that CD Rates are fixed, meaning you lock in an interest rate for the entire term of the CD, and it does not change. When interest rates are dropping, your CD stays at a higher rate. If you money is in a savings account, or interest paying checking account, your interest rate will drop daily, if rate are falling. Learn from Jersey City Banking Rate partners if rates are falling or rising, and make the right choice to earn more money.

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Recent CD Rates Articles from Go Banking Rates

Check Rates in These Cities Near Jersey City:

Serving the Following Jersey City Zip Codes:

Cherry Hill	Trenton	Fort Lee
Newark	Clifton	Princeton

07097 07302 07303 07304 07305 07306 07307 07308 07309 07310 07311 07390 07395 07399

Other Jersey City Specials: Jersey City Insurance Rates