Jersey City Banking Rates > CD Rates

Jersey City CD Rates

By using common sense and Jersey City Bank Rates to help find the highest CD rates Jersey City has to offer you can protect your cash and monetary reserves with prudent financial planning. Even if you don’t work at the Exchange Place Financial District (AKA Wall Street West) you know that key to financial security is spending less than you earn and investing the rest into high yield accounts.

You endeavor to earn your money and by planning a good savings tactic with Jersey City Bank Rates you can make it work harder for you. The best money market rates Jersey City has to offer can be yours.

Current Jersey City CD Rates News

03/09/10

LA wants to quit or alter two bank deals

Many municipalities have used swap deals in recent years to protect themselves from rising interest rates on floating-rate bonds. ...

03/09/10

Baltic Trading's IPO Raises $228 Million in Pricing at Low End

The ships will compete for cargoes in the spot market rather than seeking longer-term deals at fixed- charter rates, according to its filing. ...

Best Jersey City CD Account Rates

Featured Rate		Bank / Credit Union	Account Type
2.05% As of February 8, 2010	View Rate Details	Discover Bank	CD Account
Highest Rates Recent Rate Changes
Best Rates (APY)		Bank / Credit Union	Account Type
2.75% As of October 22, 2009	View Rate Details	Montauk Credit Union	CD Account
2.32% As of February 8, 2010	View Rate Details	Mizuho Corporate Bank (USA)	CD Account
2.15% As of January 12, 2010	View Rate Details	Nassau Educators Credit Union	CD Account
2.15% As of October 22, 2009	View Rate Details	Westchester Credit Union	CD Account
2.01% As of January 12, 2010	View Rate Details	Long Island State Employees Credit Union	CD Account

	Rate Change	Date
North Shore Lij Health System Credit Union - 6 Month CD Account	1.35% to 1.25%	Mar 5, 2010
Municipal Credit Union - 6 Month CD Account	1.00% to 0.75%	Mar 5, 2010
Provident Municipal Bank - 6 Month CD Account	0.90% to 0.50%	Mar 5, 2010
Lij Employees Credit Union - 6 Month CD Account	1.35% to 1.25%	Mar 4, 2010
Ibm Metro Employees Credit Union - 6 Month CD Account	1.51% to 1.51%	Mar 3, 2010

See All CD Account Rates

Best CD Rates, IRAs and Investments in Jersey City

Jersey City Banking Rates want to help you earn money, save money and put yourself in the best position for your own financial situation. If you have a savings account that you do not need for the rest of this year, it may be a good idea to invest into a 6-12 month CD and take advantage of the higher interest rates. You can earn up to 1% or more in a CD versus a savings account with a $5000 CD over 10 years; that can be over $500-$1000 more in interest payments with the higher CD rate.

Many local Jersey City credit unions offer competitive CD rates, money market accounts and IRAs, as do the larger national banks. If you want to get the highest interest rates, be sure to thoroughly research banks with the best offers before you make your decision. Jersey City Banking Rates has relationships with many banks to maximize the potential of finding the best rates.

CD Rates When Interest Rates are Falling in Jersey City, NJ

A clear advantage of investing in CD’s is that CD Rates are fixed, meaning you lock in an interest rate for the entire term of the CD, and it does not change. When interest rates are dropping, your CD stays at a higher rate. If you money is in a savings account, or interest paying checking account, your interest rate will drop daily, if rate are falling. Learn from Jersey City Banking Rate partners if rates are falling or rising, and make the right choice to earn more money.

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Check Rates in These Cities Near Jersey City:

Serving the Following Jersey City Zip Codes:

Princeton	Clifton	Newark
Fort Lee	Trenton	Cherry Hill

07097, 07302, 07303, 07304, 07305, 07306, 07307, 07308, 07309, 07310, 07311, 07390, 07395, 07399

Other Jersey City Specials: Jersey City Insurance Rates